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What about half Paygo, half 'committed spend'? Anybody ever proposed this idea to you? It's similar to the Lime scooter I used recently--you maintain an account balance (perhaps with a minimum per-month committed, and an initial sign-up minimum balance of $X). Then you spend off your balance through the month on articles which could have varying prices (presumably based on length/popularity/inputs). If you run out you can either wait until the next month, or go add to your balance.

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